Lead – Credit Analysis Unit

( Science, Research & Analysis )
asiaremotejobs.com  Remote (Asia | APAC Time Zone Permitted)

Job Type : Full-Time
Experience : 3 to 5 years
Education : Bachelor Degree

Job Detail

The credit analyst will work closely with the Head of Credit Risk to perform the credit underwriting and risk management responsibilities, one of the most crucial roles within Jenfi.

This individual will execute Jenfi’s global and country-specific credit underwriting strategies, including the advanced development of the company’s proprietary credit risk scoring methodologies to effectively underwrite new opportunities while reducing credit delinquencies.

This individual will be responsible for various underwriting activities within the company, which includes working with the appropriate teams to handle such activities. 

Another integral part of the role is working closely with the product and engineering team to provide direct input into the long-term development of Jenfi’s automated underwriting and machine learning systems. 

NOTE: role is based in your current country of residence.

What your day-to-day will look like:

  • Responsible for the underwriting of loans involving alternate data which involves cash flow data related to banking and billing/payments data , financials and other data sources like marketing  and credit bureau information  
  • Provide recommendations tied to analysis and assessment of credit risk 
  • Execute key underwriting activities, such as credit scoring and risk assessment, due diligence in accordance with Jenfi’s policy guidelines of prospective companies in the pipeline
  • Assist in developing and implementing country specific credit risk scorecards to standardize and localize credit evaluations of prospective companies
  • Continuously track and improve the Straight Through Decisioning Funnel, develop automated lending strategy, which seeks to continuously increase the proportion of decisions process automatically
  • Collaborate on technical matters with the product and engineering team to improve the automated data extraction and processing of various types of data and data sources
  • Work closely with the sales team to coordinate information requests and follow ups with prospective companies.
  • Monitor and action on individual and portfolio level credit performance
  • Present credit risk assessments to the credit team on a regular basis
  • Support the evolution of Credit Analysis Unit by identify opportunities to improve the existing underwriting and credit analysis framework
  • Stay up to date on the latest industry and market trends

You will thrive if you have:

5+ years of relevant credit risk experience, including underwriting, credit scoring, risk management

Bonus: direct early stage fintech experience

Strong understanding of what needs to be done over the next 12-24 months

Willingness to roll up your sleeves and manage “dirty” data (missing or incomplete data sets) and quickly underwrite small businesses from start-to-finish

Creative thinker with strong bias to action exhibiting a “can-do” attitude

Leadership skills to go beyond the job scope and innovate based on business needs

Strong team player who can be an active contributor to the leadership, sales, and product and engineering teams

Strong ability to recruit, manage, and mentor junior credit risk analysts

You understand the startup grind and can work autonomously in a fast-changing organization

Passion for fintech innovation (this industry is not for the faint of heart)

Jenfi is an equal opportunity employer. We offer an inclusive work environment and invite members of all backgrounds and perspective stoa ply. At Jenfi, we’re committed to a diverse, transparent, and collaborative culture where everyone is heard, and ideas are shared. We believe passion and pride in your work is important.

45 total views, 1 today
Apply this position
LinkedIn-SG - 1 year ago